Most people know that it is possible to receive Social Security benefits in retirement. However, not everyone knows about SSDI or SSI. Both can be disability benefits in United States.
To qualify for SSDI you must have worked and paid enough taxes. Like impairment can develop at a young age, you may not have enough time to earn enough Social Security work credits. SSI uses different criteria.
If you want to know if you can get SSDI, you can simply get a Social Security statement. With this statement you can see if you are entitled to a pension, impairmentor if your family can get survivor benefits.
CAN I GET SSI IF I’M NOT ELIGIBLE FOR SSDI?
If you meet all the requirements, you can get SSI even if you are not eligible for SSDI. Hence, it is time to understand the requirements that you need to follow in order to get additional security income. Some may even get both at the same time.
SSDI applicants must have a disability for more than one year before they can receive it. This disability must meet the strict definition given by the Social Security Administration.
For SSI, your disability must also meet this criterion. However, you will also need to meet income requirements. Remember that Supplemental Security Income is only for seniors age 65, blind or disabled people with low incomes.
Therefore, if you do not meet the income requirements, you cannot receive SSI. In addition to your income, the Social Security Administration will check whether or not you have funds. That is if you have money in your bank account or not. There are also residency requirements, only certain non-citizens may qualify.
HOW MUCH CAN I RECEIVE IN ADDITIONAL INCOME IN 2024?
After the latest CAR increase, everyone SSI benefits increased by 3.2%. The previous amounts were $458, $914, and $1,371 in 2023. These amounts are for a dependent, single person, or married couple, respectively.
SSI recipients can get up to $1,415 if they are an eligible married couple in 2024. If you live alone and qualify for Supplemental Security Income, you can get up to $943.
Principals can get up to $472 in 2024. As you can see, the increase can be up to $29 if you’re an individual. Married couples can get up to $44 extra per month.
Apart from SSIyou can qualify for SNAP benefits. This would be ideal if you can’t afford to buy food. Do not delay your application for any benefits to avoid delays.