Inflation and rising prices have thousands of Americans turning to Social security payments. The administration claims there are about 71 million beneficiaries.
And so, it becomes an important part of American society. More and more elderly people tend to rely on Social security retirement benefits. Spousal benefits are something many people may have heard of.
But what if you are divorced? Would you be entitled to spousal benefits? The Social security The administration claims that it is possible to get them as long as you meet the requirements. So you must meet one key requirement.
WHAT ARE THE ELIGIBILITY REQUIREMENTS TO RECEIVE SPOUSAL BENEFITS IN A DIVORCE?
The Social Security Administration states that you may be eligible for spousal benefits even if you are divorced. However, your marriage must have lasted a minimum of ten years. But are you still single?
Note that you can only claim spousal benefits if you are not yet married. There is another requirement that you must meet. The Administration confirms that this benefit is only possible if you are also aged 62 or over.
For your information, if you qualify for retirement benefits on your own record, they must be less than spousal benefits. If you are entitled to Social security disability or retirement benefits, you may also qualify.
It is true that you will not be eligible for spousal benefits if you have remarried. But if your ex-spouse remarries, you may still get it Social security spousal benefits.
HOW DO I APPLY FOR A SPOUSAL SECURITY IN THE USA?
The administration allows applicants to submit documents online. It's done through the Retirement Benefits and Medicare application tool. There you can file for spouse, retirement or divorced spousal benefits.
Of course, if you meet the age requirements, you can also apply for Medicare. Don't worry if you are applying for divorced spousal benefits, as this will not affect your ex-spouse's retirement benefit amounts.
Note that to qualify for Social security according to your own records, you must have worked in positions covered by the administration. If you have not paid enough tax for at least 10 years, you will not be eligible.
In fact, it would be ideal to work for at least 35 years. The higher your salary and the later you file for Social Security, the larger your check will be. Contact SSA if you have additional questions. Apply to get extra money!